.kredit-scroll-globe{--sg-paper:#f3f0e8;--sg-ink:#141c24;--sg-muted:#58615e;--sg-sage:#527a61;--sg-line:#141c242e;isolation:isolate;background:var(--sg-paper);color:var(--sg-ink);position:relative}.kredit-scroll-progress{top:65px;z-index:51;pointer-events:none;height:1px;position:fixed;inset-inline:0}.kredit-scroll-progress-bar{background:var(--sg-sage);transform-origin:0;height:100%}.kredit-scroll-badge,.kredit-paper-caption,.kredit-feature-number,.kredit-hero-footnote{font-family:var(--font-mono), ui-monospace, monospace;font-size:.75rem;font-weight:500;line-height:1.6}.kredit-scroll-globe :is(a,button):focus-visible{outline:2px solid var(--sg-sage);outline-offset:6px}.kredit-scroll-section:focus{outline:none}.is-outside.kredit-scroll-globe-stage{opacity:0;pointer-events:none}.kredit-scroll-globe-stage{aspect-ratio:1;z-index:2;pointer-events:none;width:min(550px,42vw,67vh);transform:translate3d(var(--globe-x), var(--globe-y), 0) translate(-50%, -50%) scale(var(--globe-scale));will-change:transform;backface-visibility:hidden;transition:opacity .3s;position:fixed;top:0;left:0}.kredit-mark-settle,.kredit-mark-float{width:100%;height:100%;position:relative}.kredit-mark-settle{opacity:1}.kredit-mark-float{will-change:transform;animation:14s ease-in-out infinite kredit-float}.kredit-mark-ink{-webkit-user-select:none;user-select:none;backface-visibility:hidden;width:268%;max-width:none;height:268%;display:block;position:absolute;top:-76%;left:-76%;transform:translateZ(0)}@keyframes kredit-float{0%,to{transform:translateY(2px)rotate(-.65deg)}50%{transform:translateY(-3px)rotate(.65deg)}}@keyframes kredit-settle{0%{opacity:0}to{opacity:1}}.kredit-mobile-mark{display:none}.kredit-scroll-section{z-index:3;border-bottom:1px solid var(--sg-line);align-items:center;min-height:calc(100svh - 66px);padding:clamp(64px,9vh,104px) max(150px,11vw) 64px max(5vw,28px);scroll-margin-top:66px;display:grid;position:relative}.kredit-scroll-section-inner{grid-template-columns:minmax(0,1fr) minmax(0,1fr);column-gap:clamp(40px,7vw,120px);width:100%;max-width:1380px;margin-inline:auto;display:grid}.kredit-chapter-copy{grid-column:1}.kredit-scroll-badge{color:var(--sg-sage);letter-spacing:.12em;text-transform:uppercase;margin:0 0 28px}.kredit-scroll-badge span{margin-right:12px}.kredit-scroll-title{font-family:var(--font-display), Georgia, serif;letter-spacing:-.055em;text-wrap:balance;margin:0 0 26px;font-size:clamp(2.8rem,4.7vw,5.25rem);font-weight:600;line-height:1.04}.kredit-scroll-subtitle{color:var(--sg-sage);letter-spacing:.04em;margin:0 0 26px;font-size:clamp(1.1rem,1.65vw,1.5rem)}.kredit-scroll-desc{color:var(--sg-muted);max-width:44ch;margin:0;font-size:1.125rem;line-height:1.7}.kredit-scroll-actions{flex-wrap:wrap;grid-column:1;align-items:center;gap:24px 30px;margin-top:34px;display:flex}.kredit-stripe-link{color:var(--sg-ink);justify-content:space-between;align-items:center;gap:24px;padding:12px 0;font-size:1rem;text-decoration:none;display:inline-flex;position:relative}.kredit-stripe-link:before,.kredit-stripe-link:after{content:"";background:var(--sg-line);height:1px;position:absolute;inset:auto 0 0}.kredit-stripe-link:after{background:var(--sg-sage);transform-origin:0;height:2px;transition:transform .3s;transform:scaleX(.28)}.kredit-stripe-link:hover:after,.kredit-stripe-link:focus-visible:after{transform:scaleX(1)}.kredit-stripe-link--primary{font-weight:600}.kredit-stripe-link--primary:after{transform:scaleX(.6)}.kredit-stripe-link--primary:hover:after{transform:scaleX(1)}.kredit-scroll-section--hero{padding-top:40px}.kredit-scroll-section--hero .kredit-scroll-title{font-family:var(--font-display), Georgia, serif;letter-spacing:-.055em;margin-bottom:24px;font-size:clamp(3.3rem,5.6vw,5.25rem);font-weight:600;line-height:1.05}.kredit-hero-wordmark{justify-items:start;display:grid}.kredit-hero-wordmark>*{grid-area:1/1}.kredit-hero-greeting{letter-spacing:-.04em;opacity:1;font-weight:800;transition:opacity .34s cubic-bezier(.45,0,.25,1),transform .34s cubic-bezier(.45,0,.25,1)}.kredit-hero-brand{white-space:nowrap;opacity:0;align-items:baseline;gap:.26em;transition:opacity .56s cubic-bezier(.45,0,.25,1) .3s,transform .56s cubic-bezier(.45,0,.25,1) .3s;display:inline-flex;transform:translateY(.14em)}.kredit-hero-wordmark.is-resolved .kredit-hero-greeting{opacity:0;transform:translateY(-.14em)}.kredit-hero-wordmark.is-resolved .kredit-hero-brand{opacity:1;transform:none}.kredit-hero-pillar{opacity:0;justify-items:start;transition:opacity .5s cubic-bezier(.45,0,.25,1) .52s;display:inline-grid}.kredit-hero-wordmark.is-resolved .kredit-hero-pillar{opacity:1}.kredit-hero-pillar-word{opacity:0;grid-area:1/1;transition:opacity .5s cubic-bezier(.45,0,.25,1),transform .5s cubic-bezier(.45,0,.25,1);transform:translateY(.22em)}.kredit-hero-pillar-word.is-current{opacity:1;transform:none}.kredit-hero-name{display:inline-block}.kredit-hero-proof{max-width:42ch;font-family:var(--font-sans), Arial, sans-serif;color:var(--sg-muted);text-wrap:pretty;margin:18px 0 0;font-size:.9375rem;line-height:1.6}.kredit-hero-doors{flex-wrap:wrap;align-items:center;gap:24px 30px;margin-top:26px;display:flex}@media (prefers-reduced-motion:no-preference){.kredit-chapter-copy.is-active{animation:.65s cubic-bezier(.45,0,.25,1) both kredit-chapter-arrive}}@keyframes kredit-chapter-arrive{0%{opacity:.65;transform:translateY(10px)}to{opacity:1;transform:translateY(0)}}.kredit-scroll-section--hero .kredit-scroll-section-inner{align-content:center;min-height:calc(100svh - 170px);padding-bottom:50px;position:relative}.kredit-scroll-section--hero .kredit-scroll-desc{max-width:35ch}.kredit-hero-footnote{bottom:0;color:var(--sg-muted);border-top:1px solid var(--sg-line);justify-content:space-between;margin:0;padding-top:18px;display:flex;position:absolute;inset-inline:0}.kredit-working-paper{grid-area:1/2/3;align-self:end;margin-top:170px}.kredit-paper-caption{color:var(--sg-sage);border-bottom:1px solid var(--sg-ink);justify-content:space-between;gap:16px;margin:0;padding-bottom:14px;display:flex}.kredit-paper-caption span{white-space:nowrap}.kredit-scroll-features{margin:0;padding:0;list-style:none}.kredit-scroll-features li{border-bottom:1px solid var(--sg-line);grid-template-columns:32px minmax(0,1fr);gap:16px;padding:22px 0;display:grid}.kredit-feature-number{color:var(--sg-sage);padding-top:5px}.kredit-scroll-features h3{font-family:var(--font-display), Georgia, serif;letter-spacing:-.02em;margin:0 0 9px;font-size:1.35rem;font-weight:600;line-height:1.25}.kredit-scroll-features p{color:var(--sg-muted);margin:0;font-size:1rem;line-height:1.6}.kredit-scroll-section--tools .kredit-chapter-copy,.kredit-scroll-section--sites .kredit-chapter-copy{align-self:center}.kredit-scroll-section--tools .kredit-scroll-actions,.kredit-scroll-section--sites .kredit-scroll-actions{align-self:start}.kredit-scroll-section--why{min-height:0;padding:64px clamp(24px,5vw,80px) 48px}.kredit-scroll-section--why .kredit-scroll-section-inner{flex-direction:column;align-items:center;display:flex}.kredit-scroll-section--why .kredit-chapter-copy{text-align:center;max-width:750px}.kredit-scroll-section--why .kredit-scroll-badge{margin-bottom:16px}.kredit-scroll-section--why .kredit-scroll-title{margin-inline:auto;max-width:20ch;margin-bottom:16px;font-size:clamp(2.5rem,4vw,4rem)}.kredit-scroll-section--why .kredit-scroll-desc{max-width:60ch;margin-inline:auto;font-size:1rem}.kredit-scroll-section--why .kredit-scroll-actions{justify-content:center;gap:clamp(28px,5vw,80px);width:100%;margin-top:12px;padding-top:0}.kredit-scroll-section--why .kredit-stripe-link{min-width:140px}.kredit-why-illustration{width:min(100%,360px);margin:20px auto 0;display:block}.kredit-why-illustration img{aspect-ratio:4/3;width:100%;height:auto;display:block}@media (min-width:1001px) and (max-width:1200px){.kredit-scroll-section:not(.kredit-scroll-section--why){padding-right:128px}}@media (max-width:1000px){.kredit-scroll-globe-stage{display:none}.kredit-scroll-globe.has-mobile-motion .kredit-scroll-globe-stage{width:160px;display:block}.kredit-scroll-globe.has-mobile-motion .kredit-mobile-mark .kredit-mark-float{visibility:hidden}.kredit-scroll-globe-stage .kredit-mark-ink,.kredit-mobile-mark .kredit-mark-ink{width:100%;height:100%;top:0;left:0}.kredit-scroll-globe-stage .kredit-mark-float{animation:none}.kredit-scroll-section{min-height:calc(100svh - 66px);padding:56px 28px 68px}.kredit-scroll-section--tools,.kredit-scroll-section--sites{padding-right:72px}.kredit-scroll-section-inner{column-gap:36px}.kredit-scroll-title{font-size:clamp(2.5rem,5.4vw,4rem)}.kredit-scroll-section--hero .kredit-scroll-title{font-size:clamp(1.85rem,7.4vw,3.6rem)}.kredit-scroll-section--hero .kredit-mobile-mark{width:160px}.kredit-mobile-mark{aspect-ratio:1;pointer-events:none;grid-area:1/2/3;place-self:center;width:min(100%,330px);display:block;position:relative}.kredit-scroll-section--hero .kredit-scroll-section-inner{min-height:calc(100svh - 190px)}.kredit-scroll-section--tools .kredit-mobile-mark,.kredit-scroll-section--sites .kredit-mobile-mark{display:none}.kredit-working-paper{margin-top:60px}.kredit-scroll-section--why{min-height:0;padding-block:52px 44px}}@media (max-width:640px){.kredit-scroll-section{padding:38px 24px 68px}.kredit-scroll-section--tools,.kredit-scroll-section--sites{padding-right:72px}.kredit-scroll-section-inner{flex-direction:column;display:flex}.kredit-scroll-badge{margin-bottom:18px}.kredit-scroll-title{font-size:2.8rem}.kredit-scroll-desc{font-size:1rem}.kredit-scroll-section--hero .kredit-scroll-section-inner{min-height:0;padding-bottom:58px}.kredit-scroll-section--hero .kredit-scroll-title{font-size:clamp(2.6rem,14.5vw,5.4rem)}.kredit-scroll-section--hero .kredit-mobile-mark{width:160px}.kredit-scroll-section--hero .kredit-scroll-subtitle{margin-bottom:16px}.kredit-scroll-section--hero:before{display:none}.kredit-mobile-mark{width:230px;margin:20px auto 0}.kredit-hero-footnote{flex-wrap:wrap;gap:8px 16px;padding-top:14px;font-size:.75rem}.kredit-working-paper{margin-top:34px}.kredit-scroll-features li{gap:12px;padding:20px 0}.kredit-scroll-actions{margin-top:24px}.kredit-scroll-section--why{padding-block:44px 36px}.kredit-why-illustration{width:min(100%,320px);margin-top:16px}.kredit-scroll-section--why .kredit-scroll-actions{gap:18px}.kredit-scroll-section--why .kredit-stripe-link{width:100%;max-width:300px}}@media (prefers-reduced-motion:reduce){.kredit-scroll-globe *,.kredit-scroll-globe :before,.kredit-scroll-globe :after{scroll-behavior:auto!important;transition:none!important;animation:none!important}}