Time to focus.
Open your books and get straight to work.
Learn with an example
Adds a short set of sample journal entries alongside your own books — nothing you already captured is deleted. Use them as a guide, then remove them when you are done.
How this program works
Double entry in 30 seconds
Every transaction has two sides. Debits increase assets and expenses; credits increase liabilities, equity and income. Examples:
- You pay a software subscription from the bank: Debit Software subscriptions, Credit Bank.
- A client pays you: Debit Bank, Credit Subscription income.
- The owner pays a company expense personally: Debit the expense, Credit Shareholder loan.
Keeping your data safe (important!)
Your books are saved automatically on this computer, inside this browser. That means if this computer is lost, stolen or wiped, your books go with it — unless you keep backups. Two ways, use at least one:
- Export a backup file (Backup & Data → Export). You get a single
.jsonfile. Upload it to your own Google Drive, Dropbox, email it to yourself — anywhere you trust. Do this after every capturing session. - Connect a backup file (recommended, Chrome/Edge): pick a file once — ideally inside a folder that your Google Drive or OneDrive desktop app already syncs — and the program writes your backup straight into it every time you save. Your cloud app then syncs it automatically, but the data only goes where you put it.
On a new computer, open Kredit Ledger and use Backup & Data → Restore to load your backup file. Everything comes back exactly as it was. The reminder bar at the top will nag you if you have unsaved changes older than a day — don't ignore it.
Chart of Accounts
Add new accounts here first — the Ledger and reports read from this list. Codes: 1xxx Assets, 2xxx Liabilities, 3xxx Equity, 4xxx Income, 5xxx Expenses.
General Ledger
Each transaction's debits must equal its credits — the entry cannot be saved otherwise. FY is calculated automatically from the date.
CIPC & Compliance Checklist
Company secretarial, CIPC and SARS obligations for a South African (Pty) Ltd, with statutory deadlines. Update the status as you go; edit tasks and notes to fit your company.
Backup & Data
Your books live only on this computer. Backups are single files that you control — store them in your own cloud drive, email, or USB stick.
Status
1 — Export a backup file
Downloads everything (accounts, ledger, checklist, settings) as one .json file. Upload it to your own Google Drive or other storage.
2 — Connect a backup file (automatic, recommended)
Pick a file once — ideally inside a folder your Google Drive / OneDrive / Dropbox desktop app syncs — and Kredit Ledger writes your backup straight to it every time your data changes. Works in Chrome and Edge.
3 — Restore from a backup
Load a backup file on this or a new computer. This replaces everything currently in the program — you will be shown a summary and asked to confirm first.
Still not sure?
A short walkthrough of the everyday backup path — no jargon, just what to click and where your file goes.
Settings
Company details used on your reports.
Start over
Erases everything on this computer and loads a fresh, empty set of books. Export a backup first — this cannot be undone.