Kredit free tools

Free tools
Built for us first

Some Kredit tools stay free forever. We made them for our own work and for the Kredit business — Budget and Kredit Ledger are both available now, and we do not want to sell them.

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BudgetAvailableAccountingAvailableFree forever

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Tools we built for ourselves. Free for everyone.

Some Kredit tools stay free forever. We made them for our own work and for the Kredit business, and we do not want to sell them. We still think they can help a lot of people, so they live in the toolkit with no subscription attached.

Available now

Budget

A personal cashbook for planning a pay cycle, reconciling the bank, and tracking savings, loans and future costs.

Opens as a single HTML file in any browser — same easy path as Kredit Ledger. Backups are one JSON file: quicker and easier to save to Drive and restore later. Free forever. From 21 September 2026 a free Kredit account is required to keep editing; view and export still work without signing in. Beta sign-ups run until launch on 21 September 2026 — and every beta account stays free until 21 October 2026 (30 days from launch).

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Available now

Small accounting

Kredit Ledger is a lightweight web app for offline double-entry books. Chart of accounts, journals, trial balance, income statement, balance sheet, and equity movements.

Built as a web app so it opens quickly in any browser. Backups are one file: quicker and easier to save to Drive and restore later. Includes a CIPC checklist. Free forever. From 21 September 2026 a free Kredit account is required to keep editing; view and export still work without signing in. Beta sign-ups run until launch on 21 September 2026 — and every beta account stays free until 21 October 2026 (30 days from launch).

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