Free tools

Built for us first

Some Kredit tools stay free forever. We made them for our own work and for the Kredit business — Budget and Kredit Ledger are both available now, and we do not want to sell them.

BudgetAvailableKredit LedgerAvailableFree forever

Free forever

Tools we built for ourselves. Free for everyone.

Some Kredit tools stay free forever. We made them for our own work and for the Kredit business, and we do not want to sell them. We still think they can help a lot of people, so they live in the toolkit with no subscription attached.

Available now

Budget

A personal cashbook for planning a pay cycle, reconciling the bank, and tracking savings, loans and future costs.

Opens as a single HTML file in any browser, the same easy path as Kredit Ledger. Backups are one JSON file, so they are quick to save to Drive and restore later. Free forever: no account, and it works fully offline after download.

Available now

Kredit Ledger

A lightweight web app for offline double-entry books: chart of accounts, journals, trial balance, income statement, balance sheet and equity movements.

Built as a web app so it opens quickly in any browser. Backups are one file, so they are quick to save to Drive and restore later. Includes a CIPC checklist. Free forever: no account, and it works fully offline after download.